uob particular banking
uob particular banking
Blog Article
UOB Bank delivers various personalized banking providers designed to meet up with the monetary requires of individuals. Below is an in depth overview that can assist you comprehend The real key facets and choices.
Kinds of Accounts
Discounts Account: This account permits you to spend less although earning fascination.
Features: Quick access, desire earnings, minimal costs.
Benefits: Protected spot for your resources, prospective advancement through interest.
Existing Account: Ideal for daily transactions and managing expenses.
Features: Checkbook facility, overdraft security.
Added benefits: Handy for regular payments and withdrawals.
Mounted Deposit Account: For the people wanting to earn greater curiosity charges in excess of a fixed period of time.
Functions: Mounted phrase deposits, larger interest rates compared to price savings accounts.
Gains: Secure investment decision alternative with predictable returns.
Loans
Private Financial loans: Unsecured financial loans that could be utilized for numerous applications like schooling or dwelling renovation.
Varieties:
Installment Financial loans
Credit history Lines
Benefits: Adaptable repayment conditions, aggressive interest costs.
Dwelling Loans: Customized solutions for buying house or refinancing current mortgages.
Styles:
Set Level House Bank loan
Floating Fee Property Personal loan
Rewards: Diverse designs to suit personal more info demands, eye-catching charges.
Charge cards
UOB delivers A selection of credit cards catering to various existence and shelling out behavior:
Rewards Cards: Gain points on each acquire that may be redeemed for presents or vacation miles.
Cashback Cards: Get money rebates on daily investing for instance groceries and dining out.
Travel Cards: Special Gains like air miles accumulation and journey insurance coverage.
Financial investment Providers
For individuals serious about increasing their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Suitable for prolonged-time period advancement objectives.
Structured Deposits * Combines the characteristics of regular deposits with expenditure products and solutions. * Potentially greater returns but with some risk concerned.
Insurance policies Solutions
To shield oneself and Your loved ones versus unforeseen events:
Life Insurance coverage * Gives economic security in the event of Dying or significant health issues. * Might also function a personal savings Device dependant upon the coverage picked.
Wellbeing Insurance policies * Addresses healthcare expenses including hospitalization expenditures. * Essential for mitigating higher Health care charges.
Digital Banking Products and services
Advantage at your fingertips by means of electronic platforms:
Online Banking
Lets you handle your funds on-line:
Perspective account balances and transaction heritage
Transfer funds involving accounts or pay out bills
Make an application for new goods (financial loans/credit cards)
Cellular Banking
Banking on-the-go by using mobile applications:
Fast harmony checks
Mobile payment possibilities (QR code payments)
Notifications & alerts about account activity
With these in depth offerings, UOB aims to offer individualized banking remedies that cater especially to individual demands though making certain advantage and security in all transactions.